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 Post subject: Banks... I hate them
PostPosted: Fri Apr 09, 2010 7:25 am 
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Who is getting fed up with these greedy *cough*s at the top of the banking system who's only interest is making profit?

I've never liked bankers, but now I seriously hate them.

I live in a fairly poor family, barely have any money to spend exec. And whilst doing her weekly shopping, my nan went £7:45 overdrawn (for no more then three days) and is now being asked to pay £40 + the 7 quid she owes.

Personally, I'm disgusted, has anyone else had this type of experience?

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 Post subject: Re: Banks... I hate them
PostPosted: Fri Apr 09, 2010 7:40 am 
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Bankers are scavengers, yet they ask for more money and even keeping their profits for their evil ways that is used for.

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 Post subject: Re: Banks... I hate them
PostPosted: Fri Apr 09, 2010 8:27 am 
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Why do I smell a flame war? :x

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 Post subject: Re: Banks... I hate them
PostPosted: Fri Apr 09, 2010 10:33 am 
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Mightybalto1925 wrote:
Why do I smell a flame war? :x


I don't. I think most people agree with me ;]

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 Post subject: Re: Banks... I hate them
PostPosted: Fri Apr 09, 2010 10:57 pm 
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The bank I'm with is pretty good. They don't give out as much interest, but their basic checking account (which I have) has unlimited transactions per month, free online banking, free cards, etc. Though half of my money is wrapped up in investments, I mostly live from paycheck to paycheck as a voluntary thing, since I myself am a greedy snob. LOL. Though I do share my wealth with crows in the form of peanuts ^_^ I just wish those darned things would pick up after themselves. >>

Enough of that tangent, but yeah, some banks are less savory then others.

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 Post subject: Re: Banks... I hate them
PostPosted: Sat Apr 10, 2010 12:26 am 
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Yup, same here. I love my bank. Unlimited transactions, free online monitoring system, student loans, the works. Provided you're a clean customer and don't spend money you don't have, banks really don't pose a problem...

but hey, if you wanna keep your dough under a mattress, more power to you, I guess. XD

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 Post subject: Re: Banks... I hate them
PostPosted: Mon Apr 12, 2010 6:49 am 
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Well since you guys have good deals in banks, I respect that. However, not all types of banks are struggling at the moment.

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 Post subject: Re: Banks... I hate them
PostPosted: Mon Apr 12, 2010 9:09 pm 
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It's called overdraft protection. Hopefully, all banks should have them, or they wouldn't be a bank anymore.

Banks charge you if you overdraw from your account, therefore, you don't do it again. Simple economics. Depending on US bank terms, go over by $0.01 here, you get charged anywhere from $20.00 to $50.00 PER transaction and depending if it accumulates continuously, an additional $5.00 etc. every few days.

Good life tip: Don't spend more than you can afford.

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 Post subject: Re: Banks... I hate them
PostPosted: Tue Apr 13, 2010 6:50 am 
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People don't understand ones situation, if we don't spend money we don't have... We'd literally starve.

Amaterasu wrote:
It's called overdraft protection. Hopefully, all banks should have them, or they wouldn't be a bank anymore.

Banks charge you if you overdraw from your account, therefore, you don't do it again. Simple economics. Depending on US bank terms, go over by $0.01 here, you get charged anywhere from $20.00 to $50.00 PER transaction and depending if it accumulates continuously, an additional $5.00 etc. every few days.

Good life tip: Don't spend more than you can afford.


Surely though, going 1 cent overdrawn, isn't charging you $50 just I dunno... Just a tiny bit harsh.

Example: and 88 year old man, went 7 pence overdrawn (he never knew this), and he decided not to use the account anymore, five years later, he has to pay around £200,000. Luckily though, the courts just made him pay a tenner.

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 Post subject: Re: Banks... I hate them
PostPosted: Sat May 15, 2010 11:01 am 
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I've never had this problem - but my mom has.
The bank she works at is like this too, and bad service (On her "Ex Managers")
But what do you expect? There is always a greedy sham. -Shrug-

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 Post subject: Re: Banks... I hate them
PostPosted: Sun May 16, 2010 4:45 am 
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Im fine with my bank the only nigglin thing is I cant get a debit card so im stuck with my cash card still

I dont spend money on anything except food and bills and once in awhile something like a dvd or game, last time I went on holiday or something was about 5 years ago and that was with my parents. Basically I dont have money problems as im not a spending kinda person

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